Personal Injury / Accident Benefits

Personal Injury &

Accident Benefits

There are many types of accidents that can result in personal injury, including slip and falls on public or private property, motor vehicle accidents, pedestrian incidents, dog attacks, and injuries caused by negligence or defective products.

If you have been injured due to another party’s carelessness, negligence, or recklessness, NM Legal Services is here to assist you with your financial recovery and access to medical benefits. We provide experienced paralegal representation focused on Accident Benefits and insurance disputes in Ontario.

You Don’t Have to Navigate This Alone

Pursuing a claim after an accident can feel overwhelming—especially when you are dealing with pain, stress, and disruptions to your daily life.

Our role is to guide you through the process and help you:

Access the benefits available to you under Ontario’s Statutory Accident Benefits Schedule (SABS)
Deal directly with insurance companies
Challenge denied or delayed treatment and benefits
Understand your rights and options every step of the way

We Simplify a Complex Process

The legal and insurance process can be confusing, particularly when you are recovering from an injury.

At NM Legal Services, we take the stress off your shoulders by:

Managing your claim from start to finish
Communicating with the insurer on your behalf
Building the necessary medical and legal support for your case
Representing you in disputes, including at the Licence Appeal Tribunal (LAT)

Focused, Results-Driven Representation

NM Legal Services has helped injured individuals across Ontario navigate Accident Benefits claims and disputes and obtain the compensation and treatment they are entitled to.

Whether you or a loved one has been injured, we are here to provide clear guidance, strong advocacy, and practical solutions tailored to your situation.

Need an Advice from Experts?

+1 647-286-1799

Motor vehicle accident claims
Accident benefits disputes
LAT (Licence Appeal Tribunal) representation
Denied treatment plans
Catastrophic injuries
Motorcycle accident

What Are Accident Benefits?

Accident Benefits in Ontario are governed by the Statutory Accident Benefits Schedule (SABS) and provide access to medical care and financial support after a motor vehicle accident—regardless of who was at fault.

These benefits may include:

Medical and rehabilitation treatment
Income Replacement Benefits (IRB)
Non-Earner Benefits
Attendant care and housekeeping
Catastrophic impairment (CAT) coverage
While the system is designed to support injured individuals, insurance companies often limit or deny benefits.
Professional representation ensures your claim is properly submitted, supported by medical evidence, and positioned for approval.

Types of Cases We Handle

At NM Legal Services, we focus on Accident Benefits and personal injury-related insurance disputes, including:

Motor vehicle accident claims
Accident Benefits applications (OCF-1)
Denied or partially approved treatment plans
Income Replacement Benefit (IRB) disputes
Non-Earner Benefit claims
Catastrophic impairment (CAT) claims
Minor Injury Guideline (MIG) disputes
Pedestrian and motorcycle accidents
We work with both straightforward and complex claims, ensuring your rights are fully protected.

Our Personal Injury & Accident Benefits Services

We provide comprehensive representation throughout the life of your claim, including:

Initial claim setup and insurer communication
Review and submission of treatment plans (OCF-18)
Responding to insurer requests and examinations (IEs)
Disputing denied or reduced benefits
Preparing and filing LAT applications
Negotiating settlements with insurers
Our approach is strategic—we focus on building the medical and legal foundation needed to strengthen your claim.

The Accident Benefits Process

The Accident Benefits process can be complex and time-sensitive.

It typically involves:

Submitting an application (OCF-1) (IMPORTANT * must be submitted within 30 days of the accident)
Receiving approvals or denials from the insurer
Attending insurer examinations (IEs), if requested
Submitting treatment plans (OCF-18)
Disputing denied benefits through the LAT (IMPORTANT *2 year limitation)
Negotiation or adjudication of your claim

Each step requires proper documentation, deadlines, and strategy. Missing or incomplete information can negatively impact your claim.

We guide you through each stage to ensure your case is handled correctly from the start.

How NM Legal Services Can Help

Navigating an insurance claim while recovering from an injury can be overwhelming.

We assist by:

Handling all communication with the insurer
Ensuring your benefits are properly requested and supported
Challenging unfair denials
Coordinating with treatment providers
Representing you at the Licence Appeal Tribunal (LAT)

Our goal is to reduce your stress while maximizing your entitlement to benefits.